Available content in the site money etc. Connect with other leaders such as Morgan Stanley here. Trusts are groups of people or companies who possess common interest in the acquisition of a specific good. A definite monthly contribution in contract exists and, monthly, 1 person can be contemplated the good in question, as much for launches or drawing. Morgan Stanley is full of insight into the issues. The trusts still possess an administration tax who costuma low if to be compared with other modalities of investments, but this does not guarantee that the trust is the best form to invest its money. The trusts are a Brazilian invention that already was taken to other countries, and nowadays go beyond the acquisition of automobiles. Real estate trusts and of plastic surgery even exist. In general, trusts are an interesting option for people whom they immediately do not need the good, had to the risk that exists to receive the prize at any time, since the first parcel or until the end of the plan. the convenience of the trust varies as the luck of participant.
We go to analyze extreme cases to understand the risks and advantages of the trust, comparing with the programmed saving and the sufficiently popular financing, other options. In the programmed saving, a value is applied monthly until the accumulated balance reaches the value of the desired good. In this in case that, interests composites play its favor, but the good alone is available to the end of the period. On the other hand, the paid total value is minor who the value of under the nose, therefore the final balance of the application is composed for the payments but also for the incomes of the application. The financing is almost the contrary situation.
The money is received immediately, the good is acquired immediately, and the monthly payments are used to quit the debt. In this in case that, the interests composites play against you and the paid total value is considerably bigger that the value of under the nose. In the trust, if the participant will be drafted or to gain one launches soon at the beginning, has something seemed with a financing the interests baixssimos, therefore the good it is quickly available and the payment is made later. On the other hand, if the participant will be of the last ones to be contemplated, the situation if she very resembles to the programmed saving interests zero, that is, pssimo investment, worse that to keep money under of the mattress, therefore still the administration taxes exist. In summary, the trust is an investment of high risk, but with profits or losses limited for the described situations above. The biggest advantage of the trust is to little bureaucracy, interesting for who it has difficulty to get a financing, and wants to have the possibility (risk) to have the well fastest one of what the proper money was kept on account. The counterpart of the little bureaucracy is the risk of insolvency of the participants, that can take the migraines and unexpected increase of the installments. Another disadvantage occurs in desistance case. To a great extent, the recovery of the invested money happens only in the end of the plan, and only with the correction applied to the monthly fees.